You love the Pacific Northwest. Others may harp on the rain, but you love the moderate temperatures and beautiful landscapes. Even if you can’t imagine living anywhere else, you know that no state or city is perfect. Like all homeowners, you still have to worry about such things as house fires and frozen pipes, and even very safe neighborhoods aren’t immune to break-ins. Home security systems can help protect you from these dangers and frequently end up paying for themselves. Here are just a few reasons why a security system may be one of the smartest investments you can make for your home and family:
Protection against burglaries
The most obvious reason to purchase a home security system is to help prevent intrusion and theft in your home. Statistics show that homeowners who have installed some sort of security system are as much as 300% less likely to become targets for crime. In fact, 9 out of 10 convicted burglars freely admit that they wouldn’t target a home protected by a monitored system.
Plus, consider the long-lasting consequences a burglary has on your home and your finances. In addition to losing your most prized possessions, you’ll likely have to file a costly insurance claim. Right off the top of that claim there is a deductible. Depending on what was stolen and how much coverage you’ve previously purchased, you may not even be able to recover the rest of your financial loss. And there’s one more kicker – you could see an increase in your home insurance premium as a result of filing a burglary claim.
Compare those costs with that of installing a security system, and it’s easy to see how that’s an investment that pays for itself.
Protection against home accidents
Another advantage to investing in a home security system is that it will likely come with the option to install other home safety devices. Set up smoke/heat sensors, carbon monoxide detectors, flood sensors, freezing sensors and others in order to help alert your family of danger before it’s too late. These life-saving devices could also help prevent huge property damage costs and the long process of filing an insurance claim if an accident were to happen. Plus, many home insurance providers offer big discounts for installing safety devices such as these.
It always pays off to be prepared for emergencies. When you add up the safety and peace of mind a home security system brings to your home, plus big insurance discounts and other benefits, it’s easy to see why this is one of the smartest investments you can make for your family. Sure, a security system can deter break-ins. But the reality is that it can do a lot more.
This article was contributed by Kelly McMurtrie, a writer for HomeInsurance.com. Kelly has been writing content for HomeInsurance.com and other major brands since 2011 after graduating from the University of South Carolina with a B.A. in Media Arts.